7 Days to Save Your Home: Foreclosure Awareness Week

A coordinated 7-day social media push across Twitter/X, Instagram, and LinkedIn designed to reach Oregon homeowners at risk of property tax foreclosure. Each day targets a specific message pillar — from raw statistics to actionable resources — building toward a week-closing call to action. All posts are written, hashtagged, and platform-optimized. Schedule for any 7-consecutive-day window; best results during Oregon property tax deadlines (Nov 15 and May 15).

Hashtags

#ForeclosurePrevention, #OregonHomeowners, #TaxForeclosure, #AuctionBlock, #KeepYourHome, #HousingJustice, #ClackamasCounty, #OregonHousing

Day 1: The Wake-Up Call

Pillar: Awareness — shock the algorithm, earn the share

Twitter/X

🚨 In Oregon, you can lose your home over unpaid property taxes — even if your mortgage is paid off.

It happens more than you think. It happens to seniors. To disabled homeowners. To families hit by one bad year.

We're spending this week showing you how to fight back. 🧵

#TaxForeclosure #OregonHomeowners #KeepYourHome

Instagram

One missed property tax bill. Then another. Then a notice you don't understand. Then — if no one intervenes — you lose your home at auction.

This is tax foreclosure. It's quiet, it moves slowly, and by the time most families realize what's happening, the window to stop it is nearly closed.

This week, @AuctionBlockOrg is pulling back the curtain. Every day we'll share one thing Oregon homeowners need to know — and one action you can take to protect yourself or someone you love.

Save this post. Share it with a neighbor. It might be the most important thing you do this week.

📌 Link in bio for free resources.

#ForeclosurePrevention #OregonHomeowners #TaxForeclosure #HousingJustice #KeepYourHome #AuctionBlock #ClackamasCounty #OregonHousing #RealTalk #CommunityFirst

LinkedIn

Most people assume tax foreclosure only affects abandoned or neglected properties. The data says otherwise.

In Oregon, property tax foreclosure regularly claims homes owned outright by seniors on fixed incomes, disabled homeowners who can't navigate government assistance programs, families who fell behind during a medical crisis or job loss, and small landlords who didn't know deferral programs existed.

This week, AuctionBlock.org is running a 7-day Foreclosure Awareness campaign. We'll be sharing the mechanics of how tax foreclosure works in Oregon, the programs available that most homeowners never hear about, and what companys and legal advocates can do to intervene before it's too late.

If you work in housing, social services, law, or community development — follow along. We'll be sharing content you can redistribute to the people you serve.

#HousingJustice #ForeclosurePrevention #OregonHousing #NonprofitLeadership #CommunityDevelopment #TaxForeclosure

Day 2: How It Actually Works

Pillar: Education — demystify the process

Twitter/X

How does Oregon tax foreclosure actually work? A quick thread. 🧵

→ Miss property taxes for 3+ years → County issues a "Certificate of Delinquency" → You have a redemption period to pay up → If you don't: your property goes to auction

Each step has a window to stop it. Know the timeline. 🔑

#OregonHomeowners #TaxForeclosure #ForeclosurePrevention

Instagram

TAX FORECLOSURE 101 📋

Here's how you lose your home to the county — step by step. (And where you can stop it.)

📅 Year 1: You fall behind on property taxes. Life happened — illness, job loss, a bad harvest, a divorce.

📅 Year 2: The county sends notices. Most people don't know what they mean or assume it's a scam.

📅 Year 3: The county records a Certificate of Delinquency. A clock starts ticking.

⏰ Redemption Period: You can still pay everything owed — taxes + penalties + interest — and keep your home. But the total grows fast.

🔨 Auction: If the redemption window closes without payment, your property sells at a tax auction. You get nothing above what the county was owed — even if your home was worth $400,000.

Every single stage has a way out. The problem is most families don't know help exists until it's Stage 4.

That's what we're here for. 🏠

📌 Free resources: AuctionBlock.org

#TaxForeclosure101 #OregonHomeowners #ForeclosurePrevention #KnowYourRights #HousingHelp #KeepYourHome #AuctionBlock #OregonHousing

LinkedIn

A common misconception in housing advocacy: tax foreclosure is a fast process.

It isn't. In Oregon, the path from first missed payment to auction typically spans 3–5 years. That's both the tragedy and the opportunity.

The tragedy: families suffer in anxiety for years, often not understanding what's happening or believing there's no way out.

The opportunity: there are multiple intervention points. Deferred payment programs, payment plans, hardship exemptions, and legal challenges to improper procedure can all stop a tax sale — if someone catches the case in time.

At AuctionBlock.org, we're building early-warning systems and outreach channels designed to catch families in Year 1, not Year 3. Because the earlier the intervention, the better every outcome — for the family, for the county, and for the community.

If your organization works with households facing financial hardship, I'd welcome a conversation about referral partnerships.

#ForeclosurePrevention #HousingPolicy #OregonHousing #EarlyIntervention #NonprofitPartnerships

Day 3: Who This Really Happens To

Pillar: Human connection — break the 'it won't happen to me' barrier

Twitter/X

The face of tax foreclosure in Oregon:

👵 A 74-year-old widow on Social Security who didn't know she qualified for a senior exemption 👨‍👩‍👧 A family of four who fell behind during a cancer diagnosis 👨‍🌾 A small farmer whose harvest revenue doesn't match the tax calendar

This isn't a story about deadbeats. It's a story about gaps.

#OregonHomeowners #HousingJustice #ForeclosurePrevention

Instagram

Let's talk about who actually loses their home to tax foreclosure.

It's not who you think.

🏡 It's the retired teacher who paid off her mortgage 20 years ago — but didn't know she qualified for Oregon's Senior Property Tax Deferral program. She fell behind. No one told her help was available.

🏡 It's the family that used their savings during a cancer diagnosis and couldn't catch up on taxes before the penalties stacked up.

🏡 It's the disabled veteran who can't navigate the paperwork maze to claim the exemption he's legally entitled to.

🏡 It's the small landlord who inherited a property and didn't know about the unpaid tax history until a foreclosure notice arrived.

Tax foreclosure doesn't discriminate by character. It discriminates by information.

People who know the system — or have someone fighting in their corner — almost always save their homes.

People who don't, often lose them.

We exist to change that equation. 💙

#ForeclosurePrevention #HousingJustice #OregonHomeowners #SeniorHousing #KeepYourHome #AuctionBlock #VeteransHousing #DisabilityRights #RealStories

LinkedIn

In housing advocacy, we talk a lot about systems. Policy windows, funding cycles, intervention models.

But here's what I keep coming back to: tax foreclosure is primarily an information problem.

Oregon has a Senior Property Tax Deferral program. A Veteran's Exemption. A Disabled Citizen Exemption. An active mediation program for mortgage foreclosure through OFAM. County hardship payment plans. Charitable organizations doing direct intervention.

These programs exist. They work. They're underfunded and underutilized — not because people are ineligible, but because eligible homeowners don't know they exist.

The families who lose their homes to tax auction are disproportionately:

• Seniors on fixed incomes who paid off their mortgages (and therefore have no servicer sending alerts)
• Households recovering from medical crises
• Rural landowners outside of robust social service networks
• Non-English-speaking families who can't navigate county websites

If your organization serves any of these populations, AuctionBlock.org wants to hear from you. We're building a referral network specifically to close this information gap.

#HousingPolicy #ForeclosurePrevention #OregonHousing #SocialEquity #CommunityDevelopment #HousingAdvocacy

Day 4: The Programs Most Homeowners Don't Know About

Pillar: Resources — the most shareable, most saved content of the week

Twitter/X

Oregon homeowners: these programs exist to help you. Most people have never heard of them.

✅ Senior Property Tax Deferral (ORS 311.666) ✅ Disabled Citizen Exemption ✅ Veteran's Exemption ✅ County Hardship Payment Plans ✅ Oregon OFAM Mediation Program

All free. All real. All underused.

Full guide: AuctionBlock.org

#OregonHomeowners #ForeclosurePrevention #FreeHelp

Instagram

SAVE THIS POST 📌

Oregon has programs designed to stop property tax foreclosure — and most at-risk homeowners have never heard of them.

Here's the list:

1️⃣ SENIOR PROPERTY TAX DEFERRAL (ORS 311.666) If you're 62+ and your household income is under $46,500, the STATE will pay your property taxes and recover the money from your estate — not during your lifetime. You get to stay in your home.

2️⃣ DISABLED CITIZEN EXEMPTION Qualified disabled homeowners can reduce their assessed property value, lowering the tax bill.

3️⃣ VETERAN'S EXEMPTION Oregon veterans with qualifying service-connected disabilities can exempt up to $28,795 of home value from taxation.

4️⃣ COUNTY HARDSHIP PAYMENT PLANS Most Oregon counties will negotiate installment plans for delinquent taxes before escalating to foreclosure. You have to ask.

5️⃣ OREGON OFAM MEDIATION PROGRAM If your foreclosure is mortgage-related (not just tax), Oregon's state mediation program can force a lender to the table before a sale.

6️⃣ CHARITABLE EMERGENCY FUNDS Organizations like Community Action, Catholic Charities, and local housing companys sometimes cover back taxes directly for qualifying families.

None of these are secrets. They're just hidden in plain sight.

Know someone who needs this? Send them this post.

📍 Full resources: AuctionBlock.org

#ForeclosurePrevention #OregonHomeowners #FreeHelp #PropertyTax #SeniorHousing #VeteransHelp #KeepYourHome #AuctionBlock #HousingResources #OregonHousing

LinkedIn

For anyone working in housing services in Oregon — here's a resource rundown worth bookmarking and sharing with your clients:

𝗣𝗿𝗼𝗴𝗿𝗮𝗺𝘀 𝘁𝗵𝗮𝘁 𝗰𝗮𝗻 𝘀𝘁𝗼𝗽 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝘁𝗮𝘅 𝗳𝗼𝗿𝗲𝗰𝗹𝗼𝘀𝘂𝗿𝗲 𝗶𝗻 𝗢𝗿𝗲𝗴𝗼𝗻:

• Senior Property Tax Deferral (ORS 311.666) — State pays taxes; recovered from estate, not during lifetime. Eligibility: 62+, income under $46,500.

• Disabled Citizen Exemption — Reduces assessed value for qualifying disabled homeowners.

• Veteran's Property Tax Exemption — Up to $28,795 exemption for qualifying veterans.

• County Installment Payment Plans — Available in most Oregon counties for delinquent taxes. Not advertised; must be requested.

• Oregon OFAM Foreclosure Mediation — State-mandated mediation for mortgage foreclosure. Requires lender participation.

• Emergency Hardship Funds — Community Action, faith-based organizations, and county social service agencies sometimes offer direct tax payment assistance.

These programs are chronically underutilized because the families who need them most are the least likely to be in contact with the systems that know about them.

AuctionBlock.org's mission is to close that gap. If you're a caseworker, housing counselor, legal aid attorney, or community organizer — let's talk about how to get this information to the people you serve.

#OregonHousing #ForeclosurePrevention #HousingResources #NonprofitPartnership #LegalAid #HousingAdvocacy

Day 5: Time Is Everything — Act Before the Deadline

Pillar: Urgency — motivate action without fear-mongering

Twitter/X

Oregon property taxes are due: 📅 November 15 (or in thirds: Nov/Feb/May)

Miss all three installments and the delinquency clock starts.

But here's the thing: help only works if you ask BEFORE the redemption window closes.

If you're behind — call today. Don't wait for a notice.

☎️ AuctionBlock.org/get-help

#OregonHomeowners #ActNow #TaxForeclosure

Instagram

Here's the hard truth about tax foreclosure prevention:

⏰ IT ONLY WORKS IF YOU START EARLY.

Every program, every payment plan, every exemption, every legal challenge — they're all significantly more effective the earlier in the process you use them.

Once a property hits the auction calendar, options narrow fast.

Oregon property taxes come due November 15. Many homeowners pay in three installments (Nov 15, Feb 15, May 15). If you miss all three and your account goes delinquent:

→ Penalties start stacking immediately → Interest accrues on the full balance → The path back gets harder every month you wait

If you are behind on property taxes — even one year — now is the time to call.

Not after the next notice. Not when it feels more urgent. Now.

You may qualify for a deferral. A payment plan. An exemption that reduces your balance. Or direct help from a housing counselor who's navigated this exact situation before.

We don't judge. We help.

🔗 AuctionBlock.org/get-help

#ActNow #OregonHomeowners #PropertyTax #ForeclosurePrevention #TimeMatters #KeepYourHome #AuctionBlock #HousingHelp #OregonHousing

LinkedIn

A note for housing counselors, social workers, and community health workers:

When a client mentions struggling with property taxes, that's a housing crisis disclosure — even if it doesn't feel like one yet.

Property tax delinquency in Oregon escalates slowly and quietly. By the time it feels like an emergency to the homeowner, the intervention window has often significantly narrowed. The families who ask for help in Year 1 of delinquency have dramatically better outcomes than those who reach out in Year 3.

If your clients own their homes and are experiencing financial hardship — ask directly: 'Are you current on your property taxes?'

Mortgage statements don't always include tax escrow. Owned-outright homeowners have no servicer sending reminders. The gap between 'I know I'm behind' and 'I didn't realize it was this serious' is where families lose generational wealth.

AuctionBlock.org is building the infrastructure to catch these cases early. We welcome professional referrals and are happy to be a resource for your team.

#ForeclosurePrevention #HousingAdvocacy #SocialWork #CommunityHealth #OregonHousing #EarlyIntervention

Day 6: Myth vs. Fact

Pillar: Credibility — demolish the barriers to seeking help

Twitter/X

MYTH: 'If I contact the county about back taxes, they'll speed up foreclosure.'

FACT: Oregon counties are required to offer payment plans. Contacting them early almost always helps — and cannot legally accelerate foreclosure.

The stigma around asking for help costs people their homes.

#MythVsFact #OregonHomeowners #ForeclosurePrevention

Instagram

Let's bust the myths that keep people from getting help. 💥

❌ MYTH: 'If I contact the county, I'll make things worse.' ✅ FACT: Oregon counties are legally required to offer hardship payment plans. Calling early almost never backfires.

❌ MYTH: 'I make too much money to qualify for help.' ✅ FACT: Oregon's Senior Deferral program accepts incomes up to $46,500. Many emergency assistance funds have no income cap for homeowners.

❌ MYTH: 'Once I get a foreclosure notice, it's too late.' ✅ FACT: Oregon's redemption period gives homeowners time to pay off delinquent taxes even after a foreclosure proceeding begins. There's almost always a window.

❌ MYTH: 'I'll lose my home and get nothing.' ✅ FACT: Depending on your county and situation, you may be entitled to surplus funds if your home sells for more than the tax debt. You have legal rights.

❌ MYTH: 'Nonprofits can't really help with this.' ✅ FACT: Housing companys can negotiate with counties, connect you to programs, cover emergency gaps, and provide free legal navigation. We've seen families save homes in the final weeks before auction.

Knowledge is the first tool. We're here with the rest. 🔧

📌 AuctionBlock.org — free resources, no strings.

#MythVsFact #ForeclosurePrevention #OregonHomeowners #KnowYourRights #KeepYourHome #AuctionBlock #HousingMyths #OregonHousing

LinkedIn

In housing advocacy, we often talk about 'barriers to access.' Here's one that doesn't get enough attention: shame and stigma.

The homeowners most at risk of tax foreclosure are often people who have done everything right for decades — paid off their mortgage, maintained their home, contributed to their community — and are now facing hardship through circumstances largely outside their control.

The belief that 'asking for help will make it worse' or 'I shouldn't qualify because I own my home' keeps families from accessing programs specifically designed for them.

Myths we encounter regularly:

• That county tax offices want to foreclose (they don't — foreclosure is expensive and administratively burdensome for counties too) • That you have to be destitute to qualify for exemptions or deferrals • That legal rights disappear once the foreclosure process begins • That company help is means-tested into irrelevance

Part of what AuctionBlock.org does is destigmatize asking for help. If you work with populations who might carry these misconceptions, we'd welcome the chance to collaborate on outreach and messaging.

#HousingAdvocacy #ForeclosurePrevention #BarriersToAccess #OregonHousing #NonprofitWork

Day 7: Your Turn — Join the Movement

Pillar: Call to action — grow the community, build the referral network

Twitter/X

That's a wrap on Foreclosure Awareness Week. 🏁

If you learned something — share it. If you know someone at risk — send them to AuctionBlock.org/get-help. If you want to help families keep their homes — follow us, volunteer, or donate.

Foreclosure is preventable. But only if people know help exists.

🏠 AuctionBlock.org

#ForeclosurePrevention #OregonHomeowners

Instagram

Day 7. The last post of Foreclosure Awareness Week.

This week we covered: 📖 How tax foreclosure actually works 👥 Who it really happens to 📋 The programs most people never hear about ⏰ Why early action matters 🚫 The myths that cost people their homes

And we'll keep talking about it — because this doesn't stop at the end of a campaign week.

Here's how you can help right now:

1. SHARE this post (or any post from this week) with someone who might need it
2. FOLLOW @AuctionBlockOrg for ongoing resources
3. VISIT AuctionBlock.org if you or someone you know is behind on property taxes
4. VOLUNTEER — we need housing counselors, translators, outreach volunteers, and more
5. DONATE — every dollar funds direct intervention for families facing foreclosure

One family at a time. One home at a time.

Thank you for being here. 💙

🔗 AuctionBlock.org

#ForeclosurePrevention #OregonHomeowners #KeepYourHome #AuctionBlock #HousingJustice #CommunityFirst #CallToAction #Volunteer #OregonHousing #Nonprofit

LinkedIn

We wrapped up our first Foreclosure Awareness Week, and I want to share what we're building — because the challenge is bigger than any one organization can address alone.

AuctionBlock.org is a mission-driven company focused on property tax foreclosure prevention in Oregon. Our model:

📊 Early identification of at-risk homeowners through data and community outreach 🤝 Warm referrals to assistance programs, payment plan negotiations, and legal aid ⚡ Direct intervention when families are within weeks or months of auction 📚 Education and advocacy to change how communities understand and respond to this crisis

We're early stage and actively building partnerships. If your organization works in:

• Housing and community development
• Senior services
• Legal aid
• Social work and case management
• Faith-based community support
• Philanthropy and impact investing

…I'd love to have a conversation about how we can work together.

This problem is solvable. These homes are saveable. The programs already exist — we just need the infrastructure to connect them to the families who need them.

Connect with me or visit AuctionBlock.org to learn more.

#ForeclosurePrevention #OregonHousing #NonprofitLeadership #HousingJustice #CommunityDevelopment #ImpactInvesting #SocialImpact

Production Notes

• Optimal window: Second week of October (ahead of Nov 15 tax deadline) or second week of April (ahead of May 15 final installment deadline).
• Paid priority: day_4_programs, day_5_urgency