Terms of Service

1. Acceptance of Terms

By accessing or using AuctionBlock.org, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our website or services. We reserve the right to modify these Terms at any time. Continued use of our services after any modifications constitutes your acceptance of the revised Terms.

2. Description of Services

AuctionBlock provides foreclosure prevention services, including but not limited to:

• Foreclosure prevention education and resources
• Referrals to legal aid organizations and pro bono attorneys
• Assistance with loan modification applications and tax payment plans
• Surplus funds recovery assistance
• Educational resources about homeowner rights
• Referrals to government assistance programs

AuctionBlock serves eligible individuals and families. AuctionBlock reserves the right to modify, suspend, or discontinue any service at any time without prior notice.

3. Important Disclaimers

4. User Responsibilities

By using our services, you agree to:

• Provide accurate and complete information in all forms and communications
• Respond promptly to requests for documentation or information related to your case
• Not misrepresent your identity, financial situation, or circumstances
• Not use our services for any unlawful purpose
• Not interfere with or disrupt our website or services
• Not attempt to gain unauthorized access to any part of our systems

5. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, AUCTIONBLOCK, ITS OFFICERS, DIRECTORS, EMPLOYEES, VOLUNTEERS, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO:

• Your use of or inability to use our services
• Any decisions made based on information provided through our services
• Any foreclosure proceedings or outcomes
• Actions or inactions of third parties, including lenders, government agencies, or courts
• Errors, omissions, or inaccuracies in content on our website
• Any interruption or cessation of our services

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied.

6. Intellectual Property

All content on AuctionBlock.org, including text, graphics, logos, images, and software, is the property of AuctionBlock or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent. Educational materials may be shared for personal, non-commercial use with proper attribution.

7. Website Use Restrictions

You agree not to:

• Use automated systems (bots, scrapers) to access our website without permission
• Transmit viruses, malware, or other harmful code
• Attempt to probe, scan, or test the vulnerability of our systems
• Impersonate any person or entity
• Collect user information without consent
• Use our website to send spam or unsolicited communications
• Engage in any activity that could damage, disable, or impair our website

8. Third-Party Links and Services

Our website may contain links to third-party websites, services, and resources. These links are provided for your convenience only. AuctionBlock does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. You access third-party websites at your own risk and should review their terms and privacy policies before use.

9. Indemnification

You agree to indemnify, defend, and hold harmless AuctionBlock, its officers, directors, employees, volunteers, and partners from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of our services, your violation of these Terms, or your violation of any rights of a third party.

10. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Oregon, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved in the state or federal courts located in Benton County, Oregon. You consent to the personal jurisdiction of such courts and waive any objections to venue.

11. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

12. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and AuctionBlock regarding your use of our website and services. These Terms supersede any prior agreements or understandings, whether written or oral.

13. Contact Information

If you have questions about these Terms of Service, please contact us: