Tax Foreclosure in Nevada: What Homeowners Need to Know
A guide from AuctionBlock.org — a mission-driven company dedicated to foreclosure prevention education
Nevada uses a tax deed system. When property taxes go unpaid, the county treasurer can eventually sell the property at a public auction.
How It Works
Property taxes in Nevada are collected by the county treasurer. Under NRS 361.480 et seq., taxes are due in quarterly installments. When taxes become delinquent, penalties and interest accrue. After taxes remain unpaid for a statutory period, the county treasurer can apply to the county for authority to sell the property.
Under NRS 361.585, the county treasurer must provide the property owner with notice before the sale, including written notice by certified mail and publication.
Redemption Period
Nevada's tax deed process includes a built-in waiting period. The county generally cannot sell the property until taxes have been delinquent for a statutory period. Under NRS 361.585, the property owner can pay all delinquent taxes, penalties, interest, and costs at any time before the date of the sale to stop the process. However, once the property is sold at auction, there is generally no post-sale redemption period — the sale is final.
This makes it critical to act before the sale date.
Key Programs and Exemptions
Property Tax Exemption for Veterans: Under NRS 361.091, qualifying veterans with a service-connected disability may receive a property tax exemption. The exemption amount depends on the veteran's income and disability level.
Senior Citizen Property Tax Assistance: Under NRS 427A.450 et seq. (the Senior Citizens' Property Tax Assistance Act), qualifying seniors 62+ with income below the statutory threshold may receive a refund of a portion of their property taxes. Apply through the Nevada Aging and Disability Services Division.
Tax Cap (Abatement): Nevada law (NRS 361.4722 et seq.) caps the annual increase in property taxes — 3% for primary residences and 8% for other properties. This is applied automatically by the county assessor.
Where to Get Help
- Nevada Legal Services: Provides free legal help to low-income Nevadans. Call (702) 386-0404 (Las Vegas) or (775) 284-3491 (Reno), or visit nlslaw.net.
- HUD-Approved Housing Counselors: Call 1-800-569-4287 or visit hud.gov/counseling.
Take Action
Since Nevada has no post-sale redemption, you must act before the auction. Contact your county treasurer immediately if you are behind on property taxes.
Visit auctionblock.org/get-help for free resources and referrals.
Disclaimer: This guide is for educational purposes only and does not constitute legal advice. Laws and programs change. Verify current rules with your county treasurer or a licensed attorney. AuctionBlock.org is a mission-driven company.