Tax Foreclosure in Kansas: What Homeowners Need to Know
A guide from AuctionBlock.org — a mission-driven company dedicated to foreclosure prevention education
Kansas uses a tax lien system. Counties sell tax lien certificates on delinquent properties, and the certificate holder can eventually obtain a tax deed.
How It Works
Property taxes in Kansas are collected by the county treasurer. Under K.S.A. 79-2301 et seq., when taxes become delinquent, the county holds a tax lien sale (typically in September). At the sale, the county sells tax lien certificates.
The certificate holder earns interest on the delinquent amount. If the owner does not redeem, the certificate holder can apply for a tax deed after the redemption period expires.
Redemption Period
Under K.S.A. 79-2401 et seq., the property owner has a right of redemption. The standard redemption period varies:
- For most properties, the redemption period is generally 2 to 3 years from the date of sale, depending on whether the property is owner-occupied and other factors.
- The property owner can redeem by paying all delinquent taxes, interest, penalties, and costs to the county treasurer.
After the redemption period, the certificate holder can apply for a sheriff's deed.
Key Programs and Exemptions
Homestead Property Tax Refund: Under the Kansas Homestead Act (K.S.A. 79-4501 et seq.), qualifying homeowners — including those 55+, disabled, or with dependents under 18 — with household income below the statutory threshold may receive a property tax refund. Apply through the Kansas Department of Revenue.
Disabled Veterans Exemption: Under K.S.A. 79-201a, veterans with a 50% or greater service-connected disability may qualify for a property tax exemption on their homestead.
County Payment Plans: Many Kansas counties offer payment arrangements for delinquent taxes. Contact your county treasurer's office to discuss options.
Where to Get Help
- Kansas Legal Services: Provides free legal assistance to low-income Kansans. Call 1-800-723-6953 or visit kansaslegalservices.org.
- HUD-Approved Housing Counselors: Call 1-800-569-4287 or visit hud.gov/counseling.
Take Action
If you are behind on property taxes in Kansas, contact your county treasurer before the September tax lien sale. Early action gives you the most options.
Visit auctionblock.org/get-help for free resources and referrals.
Disclaimer: This guide is for educational purposes only and does not constitute legal advice. Laws and programs change. Verify current rules with your county tax office or a licensed attorney. AuctionBlock.org is a mission-driven company.