Facing Tax Foreclosure in Harrington Park, New Jersey? Know Your Rights
Facing overdue property taxes in Harrington Park can feel overwhelming. But as a homeowner in Bergen County, you have important rights that can make all the difference -- if you know about them in time.
Harrington Park's Tax Sale Process
New Jersey is one of the few states where tax sales happen at the municipal level. Harrington Park's Municipal Tax Collector -- not Bergen County -- runs the process. When taxes go unpaid, the Borough schedules a Tax Lien Certificate sale where investors purchase certificates on delinquent properties. This is a sale of the debt, not your home.
You retain ownership and the right to redeem. The Municipal Tax Collector of Harrington Park can tell you where things stand.
Protecting Your Home
After a tax lien certificate is sold, New Jersey law provides a redemption period during which you can pay the full amount owed to clear the lien. If you do not redeem in time, the lien holder can go to the Bergen County Superior Court to foreclose. Acting early is essential.
Know Your Surplus Rights
Tyler v. Hennepin County (2023) established that governments violate the Constitution when they keep more from a tax sale than what was owed. New Jersey signed a reform law on July 10, 2024, barring retention of surplus equity from tax foreclosure. For Harrington Park homeowners, this means you may now have a legal right to surplus equity from tax lien foreclosure. Under N.J.S.A. 46:30B-7, unclaimed surplus is presumed abandoned after three years.
Free Help from AuctionBlock.org
AuctionBlock.org is a mission-driven company dedicated to helping homeowners navigate tax foreclosure. We provide free assistance to homeowners in Harrington Park and throughout Bergen County, including surplus fund research and connections to legal resources.
AuctionBlock.org is here to help -- for a flat $4,999 fee, paid only upon successful recovery. Visit auctionblock.org to take the first step toward protecting what is yours.
AuctionBlock.org is a mission-driven company. This article is for informational purposes and does not constitute legal advice. Consult a licensed New Jersey attorney. Last updated: April 2026.