Facing Tax Foreclosure in Haddon Heights, New Jersey? Know Your Rights
If you own a home in Haddon Heights and are falling behind on property taxes, you are not alone. Many homeowners across Camden County face this situation, and understanding your options is the first step toward protecting your home.
Haddon Heights's Tax Sale Process
New Jersey is one of the few states where tax sales happen at the municipal level. Haddon Heights's Municipal Tax Collector -- not Camden County -- runs the process. When taxes go unpaid, the Borough schedules a Tax Lien Certificate sale where investors purchase certificates on delinquent properties. This is a sale of the debt, not your home.
You retain ownership and the right to redeem. The Municipal Tax Collector of Haddon Heights can tell you where things stand.
Protecting Your Home
After a tax lien certificate is sold, New Jersey law provides a redemption period during which you can pay the full amount owed to clear the lien. If you do not redeem in time, the lien holder can go to the Camden County Superior Court to foreclose. Acting early is essential.
Know Your Surplus Rights
Tyler v. Hennepin County (2023) established that governments violate the Constitution when they keep more from a tax sale than what was owed. New Jersey signed a reform law on July 10, 2024, barring retention of surplus equity from tax foreclosure. For Haddon Heights homeowners, this means you may now have a legal right to surplus equity from tax lien foreclosure. Under N.J.S.A. 46:30B-7, unclaimed surplus is presumed abandoned after three years.
Free Help from AuctionBlock.org
AuctionBlock.org is a mission-driven company dedicated to helping homeowners navigate tax foreclosure. We provide free assistance to homeowners in Haddon Heights and throughout Camden County, including surplus fund research and connections to legal resources.
Visit AuctionBlock.org today to learn more about your rights and get free help. You do not have to face this alone.
AuctionBlock.org is a mission-driven company. This article is for informational purposes and does not constitute legal advice. Consult a licensed New Jersey attorney. Last updated: April 2026.