Facing Tax Foreclosure in Florence, New Jersey? Know Your Rights
Property tax debt in Florence does not have to mean losing your home. Homeowners in Burlington County deserve to understand how New Jersey's tax sale process works and what protections exist.
Understanding Tax Liens in Florence
In Florence, unpaid property taxes lead to a Tax Lien Certificate sale -- not a property auction. The Municipal Tax Collector for the Township of Florence manages this process. Investors purchase certificates representing your tax debt, and you retain home ownership with the right to pay off the lien.
Each of New Jersey's 564 municipalities manages its own tax sales. Your community of approximately 12,504 residents has its own schedule. The Municipal Tax Collector in Florence is the key contact.
The Redemption Window
After the certificate sale, you have a redemption period to pay the outstanding amount and keep your home. Once it expires, the certificate holder may file for foreclosure through the Burlington County Superior Court, which can result in property transfer. Contact Florence's Municipal Tax Collector immediately if you have received any notices.
Surplus Funds: What This Means for Florence
In Tyler v. Hennepin County (2023), the Supreme Court unanimously ruled that taking surplus equity beyond the tax debt violates the Takings Clause. New Jersey's 2024 reform law now prohibits keeping surplus equity from tax foreclosure -- groundbreaking for Florence and every NJ municipality. If your property was lost through tax lien foreclosure, surplus equity may be owed to you. Claim within three years under N.J.S.A. 46:30B-7 before funds transfer to the state.
Free Help from AuctionBlock.org
AuctionBlock.org is a mission-driven company dedicated to helping homeowners navigate tax foreclosure. We provide free assistance to homeowners in Florence and throughout Burlington County, including surplus fund research and connections to legal resources.
Do not let confusion keep you from claiming what is rightfully yours. Visit AuctionBlock.org for free guidance tailored to New Jersey homeowners.
AuctionBlock.org is a mission-driven company. This article is for informational purposes and does not constitute legal advice. Consult a licensed New Jersey attorney. Last updated: April 2026.