Facing Tax Foreclosure in Clementon, New Jersey? Know Your Rights
For homeowners in Clementon struggling with unpaid property taxes, the road ahead may feel uncertain. Understanding how the local tax process works can help you take the right steps before it is too late.
Understanding Tax Liens in Clementon
In Clementon, unpaid property taxes lead to a Tax Lien Certificate sale -- not a property auction. The Municipal Tax Collector for the Borough of Clementon manages this process. Investors purchase certificates representing your tax debt, and you retain home ownership with the right to pay off the lien.
Each of New Jersey's 564 municipalities manages its own tax sales. Your community of approximately 5,044 residents has its own schedule. The Municipal Tax Collector in Clementon is the key contact.
The Redemption Window
After the certificate sale, you have a redemption period to pay the outstanding amount and keep your home. Once it expires, the certificate holder may file for foreclosure through the Camden County Superior Court, which can result in property transfer. Contact Clementon's Municipal Tax Collector immediately if you have received any notices.
Surplus Funds: What This Means for Clementon
In Tyler v. Hennepin County (2023), the Supreme Court unanimously ruled that taking surplus equity beyond the tax debt violates the Takings Clause. New Jersey's 2024 reform law now prohibits keeping surplus equity from tax foreclosure -- groundbreaking for Clementon and every NJ municipality. If your property was lost through tax lien foreclosure, surplus equity may be owed to you. Claim within three years under N.J.S.A. 46:30B-7 before funds transfer to the state.
Free Help from AuctionBlock.org
AuctionBlock.org is a mission-driven company dedicated to helping homeowners navigate tax foreclosure. We provide free assistance to homeowners in Clementon and throughout Camden County, including surplus fund research and connections to legal resources.
AuctionBlock.org provides surplus fund recovery assistance. Visit auctionblock.org to find out if money from your property may be owed to you.
AuctionBlock.org is a mission-driven company. This article is for informational purposes and does not constitute legal advice. Consult a licensed New Jersey attorney. Last updated: April 2026.