Facing Tax Foreclosure in Absecon, New Jersey? Know Your Rights
If you own a home in Absecon and are falling behind on property taxes, you are not alone. Many homeowners across Atlantic County face this situation, and understanding your options is the first step toward protecting your home.
What Happens During a Tax Sale in Absecon
In Absecon, the City's Municipal Tax Collector handles property tax collection. When taxes go unpaid, Absecon conducts a Tax Lien Certificate sale -- investors bid on the right to pay your tax debt and receive a lien certificate. This is not a sale of your home. You retain ownership and the right to redeem.
Contact Absecon's Municipal Tax Collector to understand what you owe. Atlantic County may also have assistance programs for homeowners in distress.
Your Right to Redeem
New Jersey law gives homeowners a redemption period after a tax lien certificate is sold. You can pay the lien amount plus interest to clear the certificate and keep your home. Once the redemption period expires, the certificate holder can begin foreclosure through the Atlantic County Superior Court.
Surplus Funds and Tyler v. Hennepin
In Tyler v. Hennepin County (2023), the U.S. Supreme Court ruled that governments cannot keep surplus proceeds from tax sales beyond what is owed. New Jersey responded with a 2024 reform law prohibiting retention of surplus equity from tax foreclosure. For homeowners in Absecon, this means you may have a right to surplus equity if your property is lost through tax lien foreclosure. Under N.J.S.A. 46:30B-7, unclaimed surplus is presumed abandoned after three years. Act promptly.
Free Help from AuctionBlock.org
AuctionBlock.org is a mission-driven company dedicated to helping homeowners navigate tax foreclosure. We provide free assistance to homeowners in Absecon and throughout Atlantic County, including surplus fund research and connections to legal resources.
Visit AuctionBlock.org today to learn more about your rights and get free help. You do not have to face this alone.
AuctionBlock.org is a mission-driven company. This article is for informational purposes and does not constitute legal advice. Consult a licensed New Jersey attorney. Last updated: April 2026.